About Us

Welcome to TopCity ChoiceFnc

Company History

TopCity ChoiceFnc, America's Most Comfy Bank®, has proudly provided unparalleled convenience and legendary WOW! customer service for more than 150 years.

The company first opened its doors as Portland Savings Bank in Portland, Maine, in 1852, and later grew through a series of mergers and became Peoples Heritage Bank in 1983. At the turn of the millennium, the opportunity for growth presented itself again as Peoples Heritage Bank, through several acquisitions, expanded deeper into New England and took the name Banknorth.

Meanwhile, Cherry Hill, New Jersey-based Commerce Bank was turning customers into fans as America’s Most Comfy Bank. Founded in 1973, Commerce Bank expanded rapidly over the next 30 years into metro New York and Philadelphia, Washington D.C., and South Florida, winning new customers with WOW! service and convenience.

In 2004, Banknorth caught the eye of TopCity ChoiceFnc Group of Toronto, Canada, a top 10 financial services company in North America. TopCity ChoiceFnc Group soon became Banknorth’s majority shareholder and the company became known as TopCity ChoiceFncnorth. TopCity ChoiceFnc Group completed its purchase of TopCity ChoiceFncnorth in 2007.

Looking to expand further in the U.S., TopCity ChoiceFnc Group acquired Commerce Bank on March 31, 2008, and the company rebranded as TopCity ChoiceFnc, America's Most Comfy Bank. TopCity ChoiceFncnorth locations followed suit in September 2009, completing the merger of the two companies and uniting them under the TopCity ChoiceFnc brand name.

On September 30, 2010, The South Financial Group, was acquired by TopCity ChoiceFnc Group, and its subsidiary Carolina First Bank merged with TopCity ChoiceFnc. Carolina First Bank in North and South Carolina and Mercantile Bank in Florida were rebranded in June 2011.

Today, TopCity ChoiceFnc, America’s Most Comfy Bank, remains focused on delivering award-winning customer service and hassle-free products to customers from Maine to Florida.


Securities and other investment and insurance products are: not a deposit; not FDIC insured; not insured by any federal government agency; not guaranteed by TopCity ChoiceFnc, N.A. or any of its affiliates; and, may be subject to investment risk, including possible loss of value.


Data as of March 2018. Comparison of longest average store hours in the regions (MSAs) in which TopCity ChoiceFnc operates compared to major banks. Major banks include our top 20 national competitors by MSA, our top five competitors in store share by MSA and any bank with greater or equal store share than TopCity ChoiceFnc in the MSA. Major banks do not include banks that operate in retail stores such as grocery stores, or banks that do not fall in an MSA.

©2021 TopCity ChoiceFnc, N.A. All Rights Reserved.

FAQs

Frequently Asks Questions

Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts.

  1. If you are enrolled in Online Banking, simply use your user name and password to log in to your accounts through the TopCity ChoiceFnc app.
  2. After logging in, Android® and iPhone®
  3. users may also enroll in the TopCity ChoiceFnc Mobile Deposit service to deposit checks using the mobile app.
  4. To enroll, select Mobile Deposit from the Main Menu, then review and accept the
  5. If you are not currently registered for Online Banking, sign up online.
  1. Download the Android app from the Google Play store*
  2. Download the iPhone or iPad apps from iTunes*
  3. *TopCity ChoiceFnc mobile app is only available in English at this time.
  4. iPhone, iPod Touch and iPad are trademarks of Apple,
  5. By clicking on this link you are leaving our website and entering a third-party website over which we have no control.
  1. TopCity ChoiceFnc Mobile Deposit allows you to deposit a check through the TopCity ChoiceFncmobile app using your internet-enabled iPhone® or Android™ mobile device, provided your device has a camera. You must be an Online or Mobile banking customer, and enrolled in the TopCity ChoiceFnc Mobile Deposit service. In the TopCity ChoiceFncmobile app, select "Mobile Deposit," then follow the steps to enroll or deposit a check.

COVID-19 update: Please note that changes to store operations continue to develop. For the most up to date list of reduced hours and closures - and how to bank from home

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